Apartment living and dining area with tiled floors, ceiling fans and a furnished lounge
CASHBACK & BELOW-MARKET HOMES

Cashback Property at Below Market Price

Selected homes in Malaysia with cashback offers and below-market asking prices. Speak to Citi Harta Tanah about the property, upfront costs and cashback terms before you buy.

Citi Harta Tanah · Property advice in Malaysia
A HOME FOR EVERYDAY LIVING
Selected properties · Subject to eligibility · Cashback terms apply
Cashback preferences
THE PROPERTY COLLECTION

Below market opportunities.

Get Cashback Property For Your Financial Needs.

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Reconfirm current availability, cashback eligibility and built-up area with Citi Harta Tanah.

ONE PROPERTY. MORE POSSIBILITIES.

Different goals.
The same care.

Everyone has a different reason for buying property. We help you see the whole picture.

01 / FINANCIAL FLEXIBILITY

Your financial needs matter too.

Explore how an eligible property purchase may offer cashback. Understand the long-term commitments before deciding what works for you.

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02 / HOME & INVESTMENT

A property that makes sense for your future.

Find a place to call home or consider your next investment. Compare location, affordability and potential cashback together.

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A CLEARER WAY FORWARD

From property search to cashback.
With you at every step.

01

Tell us what you need

A home, an investment or greater financial flexibility. Start with your goals.

02

Explore suitable properties

Compare the location, price and property itself.

03

Check your eligibility

Review financing, costs and documented cashback conditions.

04

Complete your purchase

Proceed with lender approval and the legal purchase process.

05

Receive eligible cashback

Payment follows the agreed terms and completion conditions.

WHY BELOWMARKET

A big commitment.
Care for every detail.

The cashback is only part of the picture. Your property’s location, affordability and long-term commitments matter just as much.

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EXPLORE YOUR NEIGHBOURHOOD

Start with the place.

GOOD QUESTIONS. CLEAR ANSWERS.

Before you take
the next step.

Understand the opportunity and the responsibilities that come with it.

What is property cashback in Malaysia?

An incentive or benefit connected with an eligible property purchase. The amount, conditions and payment timing depend on the documented arrangement. Not every property qualifies.

How do I qualify for cashback?

Eligibility depends on the property, programme conditions and your financing position. Ask our team for the written terms before making a commitment.

Can I buy a property and receive cashback?

Selected purchases may qualify. Confirm the purchase price, financing requirements, costs and cashback conditions together.

Can I get 100% housing loan financing?

Financing is subject to lender approval and applicable criteria. Neither full financing nor loan approval is guaranteed.

Can I use cashback for debt consolidation?

Discuss permitted uses and timing under the agreed terms. A property loan is a long-term commitment; cashback does not guarantee debt settlement or lower overall costs.

Are there any fees or additional costs?

Review legal fees, stamp duty, financing charges, maintenance and other purchase costs. Request a written breakdown; do not assume a zero-cost purchase.

When will I receive the cashback?

Payment timing depends on the agreed conditions and completion milestones. Obtain written confirmation of the amount, payer, conditions and expected timeline.

Is BelowMarket related to RumahCashback?

BelowMarket works alongside RumahCashback.com as a sister platform focused on property cashback opportunities.

YOUR NEXT CHAPTER

Your next property could open more possibilities.

A better home, a new investment, or greater financial flexibility. Tell us what you’re looking for.

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YOUR PROPERTY SHORTLIST

Saved properties.

LOOK AT THE WHOLE PICTURE

Compare properties.