BELOWMARKET.COM.MY / OUR STORY

Better property deals.
A team behind every step.

BelowMarket is a property cashback and below-market discovery platform under Citi Harta Tanah, supported by the Citi Advisory Sdn Bhd team.

ONE BRAND. A SHARED PURPOSE.

Meet BelowMarket.

We bring a focused approach to property: cashback opportunities, below-market deals and practical solutions for owners who want to sell.

Our goal is to help every client find the strongest suitable deal for their needs. That means looking beyond a headline price to understand the property, location, purchase costs and the terms behind an offer.

BelowMarket connects that property focus with the experience and personal support of Citi Harta Tanah and the Citi Advisory team. You can explore your options online, then speak with real people about your next step.

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The Citi Harta Tanah and Citi Advisory team together at the office
The people behind the platform.Citi Harta Tanah / Citi Advisory team
A CLEAR PROPERTY FOCUS

Better opportunities.
For buyers and sellers.

We concentrate on the opportunities that matter to our clients, with clear information and personal guidance.

01

Property cashback

Explore selected properties with potential cashback benefits. We help you understand eligibility, the advertised amount, payment timing and written conditions before making a commitment.

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02

Below-market property

Discover opportunities with value in mind. Assess the asking price alongside location, condition, valuation and overall purchase costs to decide whether a property is right for you.

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03

A faster way forward for owners

If you want to sell your property quickly, tell us about your situation. Our team can review the property and discuss a suitable selling approach, realistic pricing and the next steps.

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CITI HARTA TANAH / CITI ADVISORY

Local understanding.
Personal support.

The Citi Harta Tanah story includes Maxs Ong, Kelvin Khoo and Lucian Yong. BelowMarket brings that team connection into a dedicated property discovery platform.

Based in Puchong, we work with clients to understand what they want to achieve, explain the available options and help them move forward with a clearer plan.

Meet Citi Harta Tanah ↗
OUR COMMITMENT

Your best deal starts with the whole picture.

  • Understand your goals before recommending a direction.
  • Keep price, costs and cashback terms clear.
  • Help buyers compare suitable property opportunities.
  • Help owners explore a practical route to selling.

Financing is subject to lender approval. Cashback eligibility, amounts and payment terms vary by property. Sale timing depends on the property and transaction.

CONNECTED BY A SHARED PURPOSE

Property first.
More possibilities together.

BelowMarket works alongside RumahCashback.com, our sister platform focused on property cashback opportunities. Together with Citi Harta Tanah and the Citi Advisory team, we help clients understand their options and take the next step.

YOUR NEXT CHAPTER

Your next property could open more possibilities.

A better home, a new investment, or greater financial flexibility. Tell us what you’re looking for.

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YOUR PROPERTY SHORTLIST

Saved properties.

LOOK AT THE WHOLE PICTURE

Compare properties.